I am grateful to have made it through 3/4 of this year, one day at a time, what a blessing. I am grateful for the ongoing flow of opportunities to be of service to others and to the Ultimate Consciousness who guides and directs my life. I am grateful for the commitment and hard work of my wife Zoe who takes all the information that I send to her and creates a great newsletter for us each month. I am grateful for all those who give of their time, talent, and resources to support us. I am grateful for my accountant who managed to get my taxes done for me this year, despite my procrastination.